Opto Business Solutions

Asset Based Lending

Opto Business Solutions provides funding solutions for non regulated BTL mortgages and related Insurance products.

We also refer other non regulated business customers and limited companies to our sister company Gap Funding Limited which provide authorised Credit Broking  for all types of business from diverse sectors including Waste management, Construction, Civil Engineering, Demolition, House builders, Haulage, Excavation, Mining, Transportation, Printing Industry, Manufacturing, Engineering, Professional, Accountants, Solicitors, Medical, Vehicle and Commercial vehicle hire, Media, Residential and Commercial investors and developers and many other businesses and entrepreneurs who have built their business with our support from start ups through  to highly successful businesses today.

We will source appropriate funding generally secured against asset type which will generally be identifiable, moveable and have a quantifiable working lifespan and includes cars, commercial vehicles, plant and machinery, marine and aviation assets, manufacturing, engineering, office and computer equipment and many other specialist assets.

Property assets can be financed with first and second charges subject to satisfactory equity within the asset and Bridging and bespoke commercial loans can help secure the purchase of discounted properties with or without planning.

Commercial and residential investment/development funding solutions are also available for those businesses and individuals who have a proven track record within these areas and who demonstrate clear exit strategies on proposed developments and/or investment covenants to support commercial investment loans.

We are able to secure funding, secured over other forms of assets such as your debtors (invoice finance) or indeed the cash flow of your business where there are limited or unsuitable assets and your balance sheet is financially robust to support an unsecured lending.

The availability of various Government backed finance and subsidised finance for qualifying businesses is also available to those companies with a sound profitable business, who can demonstrate that they will benefit from the support of funding. We can help to secure support from participating banks in such schemes generally alongside other forms of traditional finance.

IF YOU HAVE AN ASSET OR PROJECT TO FUND JUST ASK AND WE WILL LET YOU KNOW HOW IT CAN BE FINANCED.

 

Opto Business 499171 is an appointed Representative of Connect IFA Limited 441505 which is Authorised and Regulated by the Financial Conduct Authority.

Partners Michael Gaffney and Joanne Gaffney